Key Responsibilities: 

Banking Operations: 

• Manage relationships with banks, financial institutions, and other external stakeholders, ensuring effective banking services, including cash management, liquidity, and treasury operations. 
• Negotiate banking terms and fees, and manage the company's bank accounts. 
• Review and approve bank reconciliations related to banl loans and placements, including identifying discrepancies and working to resolve them. 
• Oversee daily cash positioning, monitor bank account balances, and ensure sufficient liquidity to meet operational needs. 
• Review and manage bank account structures, ensuring compliance with company policies and procedures. 

Debt & Financing Management: 

• Oversee the company's debt portfolio, including monitoring loan agreements, compliance with covenants, and timely repayment schedules. 
• Assist in securing new loans, credit lines, or debt financing, coordinating with banks and other financial institutions. 
• Prepare and maintain loan documentation and reports for internal and external stakeholders. 
• Monitor and track interest rates, terms, and repayment schedules of loans and other financing instruments. 
• Support the treasury manager in raising funds, preparing documentation for debt issuance, and maintaining investor relations. 
• Collaborate with the finance and accounting teams to forecast cash flow and debt servicing requirements. 

Investor Relations: 

• Develop and maintain strong relationships with investors, and other stakeholders. 
• Coordinate the preparation and distribution of financial reports, and other investor communication materials. 
• Assist in the preparation of board presentations, investor meetings, and conference calls. 
• Monitor market conditions, competitor activities, and investor sentiment to provide insights for corporate strategy and investor communication. 

Investment Strategy and Portfolio Management 

• Oversee and manage the placement of time deposits, ensuring optimal allocation of company funds to achieve the best returns with minimal risk. 
• Monitor and evaluate the market conditions, interest rates, and financial institutions to identify the most suitable time deposit opportunities. 
• Work with financial institutions to negotiate terms, interest rates, and maturity periods for time deposits to maximize the company’s cash return. 
• Ensure that time deposit placements align with the company’s liquidity needs and overall treasury strategy. 

Reporting & Compliance: 

• Prepare regular treasury reports, including bank and placement monitoring reports, and loan schedule of payments. 
• Ensure compliance with all regulatory requirements related to banking, loans, and investor relations. 
• Monitor and report on treasury performance, banking transactions, and debt service obligations. 
• Provide regular updates to senior management on cash, loan status, and investor relations. 

Team Management & Development: 

• Supervise and mentor a team of junior treasury staff, providing training and guidance. 
• Ensure effective collaboration between the treasury team and other departments, such as accounting, loans, and operations. 
• Review and approve team members’ work to ensure accuracy and compliance. 

Treasury Systems & Process Improvement: 

• Lead the implementation and optimization of treasury management systems and banking platforms. 
• Review and streamline treasury processes to improve efficiency and reduce operational risks. 

Qualifications & Skills: 

• Education: Bachelor’s degree in Finance, Accounting, Economics, or a related field. A professional certification such as CFA or CPA is a plus. 
• Experience: 5+ years of experience in treasury, finance, or accounting, with at least 2 years in a supervisory role. 
• Experience in the financing, banking, or financial services industry is preferred. 

Skills: 

• Strong knowledge of banking products, loan structures, and investor relations best practices. 
• Familiarity with financial markets, capital structure, and debt financing options. 
• Proficiency in financial software, spreadsheets, and treasury management systems. 
• Excellent communication, negotiation, and interpersonal skills. 
• Ability to analyze financial data and provide actionable insights to management. 
• Strong attention to detail and organizational skills. 
• Ability to work well under pressure and manage multiple priorities.