Credit Underwriter
Top Bank Philippines
Job Description
Description
- Evaluate credit applications and analyze financial documents.
- Assess borrower creditworthiness and risk factors.
- Ensure compliance with lending policies and regulations.
- Collaborate with loan officers to finalize loan approvals.
- Provide recommendations for loan modifications or rejections.
- Maintain accurate records and documentation throughout the lending process.
- Assess creditworthiness through evaluation of income documents, employment status, credit history, and other financial information.
Requirements
- Educational Qualifications: A Diploma in Finance, Business Administration, or a related field is required.
- Experience Level: Candidates should have 1-3 years of experience in loan underwriting or related fields.
- Skills and Competencies: Proficiency in due diligence, consumer lending, and assessment; strong written and verbal communication skills; excellent customer service abilities.
- Responsibilities and Duties: Evaluate loan applications, analyze credit reports, assess financial risks, and ensure compliance with lending policies.
- Qualities and Traits: Detail-oriented, analytical, and adept at problem-solving; strong interpersonal skills are essential.
Joshua Emmanuel Carreon
HR GeneralistTop Bank Philippines
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Working Location
8860 Lumiere Building, Sampaloc Street, San Antonio Village, , Makati, METRO MANILA, PH
Posted on 31 July 2025
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